The answer is Now….

Riann Umaga-Marshall Business Strategy & Planning

Whether you are in full growth mode or your hair has turned a lighter shade of dark with a tinge of silver the answer to the often-asked question, “when should I start planning my business exit?” is NOW. Too many small business owners don’t prioritise planning their exit. Excited with the many challenges and opportunities in front of them that …

Planning for the unexpected – Estate & Risk Planning

Hamish Mexted Asset Protection

Getting the bad news part of this article over and done with, we had a customer recently who passed away. Unfortunately, they didn’t have a clear will in place which, caused unnecessary complications for the family. Now, thankfully, they had significant financial resources so the family was well provided for – this isn’t of course always the case. Now we’re …

Even profitable businesses can fail

Hamish Mexted Managing Cash

Between Stonewood Homes, Call Active and Dick Smith, it seems like there’s a significant business falling over every few weeks. While each business fails for different reasons, often its due to them being under capitalised. Before jumping into it, a quick recap on the difference between cashflow and profit – Without getting into too much detail, cashflow looks at what …